Affiliate disclosure

Amazon Associates Program

Smarter Calculators is a participant in the Amazon Services LLC Associates Program, an affiliate advertising program designed to provide a means for sites to earn advertising fees by advertising and linking to Amazon.com.

Affiliate product blocks and Amazon links are not currently shown on calculator pages. If affiliate links are added again in the future, they will be labeled and disclosed near the link.

How we choose what to recommend

Recommended books and resources are hand-picked based on relevance to the calculator topic, not based on commission rate or advertiser relationships.

We only recommend resources we believe are genuinely useful to someone exploring that financial topic. Affiliate relationships do not influence our calculator results, editorial content, or tool design.

No sponsored calculator results

Calculator results on this site are determined entirely by the math and the inputs you provide. No advertiser, affiliate partner, or third party influences calculation outputs.

Educational content, guides, and articles are written to inform — not to steer you toward a purchase.

FTC compliance

This disclosure is provided in accordance with the Federal Trade Commission's guidelines on endorsements and testimonials (16 CFR Part 255) and the FTC's policy on material connections.

Whenever affiliate links appear on a page, a disclosure notice is also displayed on that page near the links.

Questions

If you have questions about our affiliate relationships or this disclosure, please reach out through the contact page.